FAQs
Understand risk
- Why is there a distinction between sophisticated and non-sophisticated investors, and in which category do I fit?
- What is the purpose of the knowledge test for admission and the simulation to bear loss?
- Why do I have to fill in information about my earnings?
- If Goparity were ever to declare bankruptcy or initiate insolvency proceedings, what would happen to my investments?
- What are the processes for managing the risk of project defaults?
- What are the guarantees for? See all 7 articles
Investing
- Is there a limit to how much I can invest?
- What is crowdlending?
- Why do some projects have a Minimum, Target, and Maximum crowdlending value?
- What happens if a project I invested in doesn't meet its funding goal?
- Do I have to pay any fees?
- What is the Key Investment Information Sheet (KIIS)? See all 21 articles
Loans in arrears
- Who handles the recovery process at Goparity?
- Will I be kept informed about a loan in arrears?
- Can I still recover part of my investment if the loan defaults?
- What happens if legal action becomes necessary?
- How long does the recovery process typically take?
- What happens if a loan falls behind on payments? See all 8 articles
Taxes
- I am a tax resident in Portugal. How do I declare my income?
- I am a tax resident in Portugal. Do I need to declare my Mangopay wallet in my IRS return?
- I am a tax resident outside Portugal. How do I declare my income?
- What are the tax retention rates?
- How can I access my income statement?
- Can I deduct losses from defaulted projects on my IRS (tax return)?
Auto-investing
Offering an investment
Convertible loans
First steps
Investing
- What is a co-investment opportunity?
- What is an "exit" and how does it work?
- Can I sell my shares before the company exits?
- When and how do I receive returns on my equity investment?
- How do I invest in an equity opportunity on Goparity?
- Why is equity considered a long-term investment? See all 8 articles
Understand risk
Convertible Notes
- How will I know when my note has converted into shares?
- Does investing through a convertible note change the risks of equity?
- What happens if the note is not converted by the maturity date?
- Why does Goparity offer equity through convertible notes instead of shares?
- What are the key terms of a convertible note?
- How is a convertible note different from direct equity and from crowdlending? See all 7 articles
More Information
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