How can we help you?

Goparity

• What is Goparity?
• What is a Goparity #MeetUp?
• How can I contact Goparity?

First steps

• How does the identity validation (KYC) process work?
• Which bank accounts can I use to top up and withdraw funds?
• How do I start investing?
• What is MangoPay?

Bolsa Social integration

• Will Bolsa Social continue to exist as a platform?
• Where should I go for support now?
• I had active investments with Bolsa Social — what happens to them?
• I had a Bolsa Social account — what happens to it now?
• What is Bolsa Social and what's its relationship with Goparity?

Impact finance

• How does Goparity decide whether a project is impactful or not?
• What does my contribution to the Sustainable Development Goals mean?

Understand risk

• Why is there a distinction between sophisticated and non-sophisticated investors, and in which category do I fit?
• What is the purpose of the knowledge test for admission and the simulation to bear loss?
• Why do I have to fill in information about my earnings?
• If Goparity was ever to declare bankruptcy or seek insolvency proceedings, what would happen to my investments?
• What are the processes for managing the risk of project defaults?
• What are the guarantees for?
See all 7 articles

Investing

• What is crowdlending?
• Why do some projects have a Minimum, Target, and Maximum crowdlending value?
• What happens if a project I invested in doesn't meet its funding goal?
• Do I have to pay any fees?
• What is the Key Investment Information Sheet (KIIS)?
• Why do I pay a fee on Direct Debits below 50€?
See all 20 articles

Projects in arrears

• Is it possible to lose the funds that have been invested in a project?
• What is Goparity's debt recovery procedure?

Taxes

• I am a tax resident in Portugal. How do I declare my income?
• I am a tax resident in Portugal. Do I need to declare my Mangopay wallet in my IRS return?
• I am a tax resident outside Portugal. How do I declare my income?
• What are the tax retention rates?
• How can I access my income statement?
• Can I deduct losses from defaulted projects on my IRS (tax return)?

Auto-investing

• Can I change or cancel my auto investment?
• What is auto-investment? How does it work?

Offering an investment

• How do referral vouchers work?

Convertible loans

• What is a convertible loan?

First steps

• Who can invest in equity on Goparity?
• What's the difference between equity and crowdlending?
• What is equity investment?

Investing

• What is a co-investment opportunity?
• What is an "exit" and how does it work?
• Can I sell my shares before the company exits?
• When and how do I receive returns on my equity investment?
• Am I really a shareholder after investing?
• How do I invest in an equity opportunity on Goparity?
See all 9 articles

Understand risk

• What happens if the company I invested in fails?
• Why is equity considered a long-term investment?
• How is equity different from lending in terms of risk?
• What are the risks of investing in equity?

First steps

• What are the requirements to become a project promoter?

Getting funded

• As a promoter, can I withdraw the funds before the end of the campaign?